Home Insurance

Combined Home & Contents

Save 25% online^
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Home

Save 10% online*
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Contents
Owners & Renters

Save 10% online*
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Flood cover as standard

Nature’s full of surprises – That’s why we cover flood as standard#

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Glass breakage

Accidents happen when you’re having fun – That’s why we cover accidental breakage of glass on all building policies.#

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Excess free grocery replacement

Don’t let power failures spoil dinner – We cover grocery replacement up to $500, excess free on all contents policies.~

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All brought to you by the supermarket trusted by Aussies
for over 100 years and backed by Australia’s largest insurer

Terms & conditions

1 flybuys members collect 1 flybuys point for every dollar spent at Coles Supermarkets whenever they scan their flybuys card. flybuys members with Coles Insurance policies collect +1 extra point on each dollar spent at Coles Supermarkets for each policy whenever they scan their flybuys card. Maximum 1,000 extra points per policy per month. flybuys extra points are collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No extra points collected on any third party car insurance policies. No flybuys extra points will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. flybuys extra points are collected on transaction balance after savings and discounts excluding gift cards, iTunes cards, tobacco and tobacco related purchases. Coles supermarkets means Coles Supermarkets and Coles online only.

2 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets (excluding gift cards, iTunes cards, tobacco and tobacco related purchases).

^ 25% discount is made up of the 10% online discount and a 15% combined policy discount. Minimum premiums apply. Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.

* Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions.

# For full terms and conditions, see the Product Disclosure Statement.

~ Frozen and refrigerated grocery loss coverage for loss or spoilage to frozen and refrigerated food up to the value of $500 caused by unforeseeable interruption of the public electricity supply to your home.

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold and renewed. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.