Home insurance

Your home insurance options

Protect your home and the things inside with the level of cover that suits you.

Home Insurance

Cover for the roof over your head and the things in your home.

Get a quote

Buildings cover
Cover for fire, flood, storm and water damage
Cover for lightning and earthquakes
Cover for theft, vandalism, and animal damage
Contents cover
Included Cover for theft, fire, flood, storm and water damage
Replacement of frozen food and refrigerated groceries
Fully insure high-value items inside your home at no extra cost
Optional cover
Optional Cover for accidental loss or damage
Optional Motor burn out cover
Optional Specified portable valuables cover

Home Insurance Plus

Everything included in Home insurance, PLUS even more!

Get a quote

Buildings cover
Included Cover for accidental loss or damage to your home
Included Building safety net: extra 30% building cover in case costs increase following loss or damage
Included Motor burn out cover for appliances plumbed-in or attached to your home
Contents cover
Included Cover for accidental loss or damage to the things in your home
Included Cover to replace or repair your essential household appliances that break down
Included Cover for contents away from your home e.g. tablets or watches (up to $2,500 per item)
Included Motor burn out cover for appliances in your home
Optional cover
Optional Specified portable valuables cover

Not sure what type of home insurance you need?

> Compare home insurance policies now

You're better off with Coles

You can have confidence that a Coles Home Insurance policy gives you all the features you'd expect at a great price.

WFI insurance logo

Backed by experience

Coles Home and Home Insurance Plus are backed by WFI Insurance Limited, part of Insurance Australia Group, Australia’s largest insurance group, with more than 160 years of insurance experience.

> Find out more about WFI Insurance Limited

Related articles

Home and away infograph

Read Home and away infograph

How do you keep your home safe and sound when you're on holiday? Iron out your holidays hassles here.

Read more

Getting ready for bushfire season

Read Getting ready for bushfire season

Fires can change shape quickly and you don't want to be concerned with getting your property ready in those crucial hours or minutes. Houses can be replaced, but your family can’t.

Read more

Terms & conditions

1 Online discount and online/flybuys discount are calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 75kb).

2 After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles Online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. Standard flybuys Terms and conditions apply.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. See our comparison of policy types or read our Key Facts Sheet (KFS) which sets out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should read the Product Disclosure Statements (PDF, 388kb) before deciding whether to acquire an insurance policy.

Combine Coles Insurance or Credit Card products to fast track your flybuys rewards.

Fast track my flybuys
an icon showing that you can earn faster flybuys points