Home insurance

Your home insurance options


Building Insurance

Cover for your buildings only. Insurance against the most common types of damage, including fire, flood and storm.


Building & Contents

Cover for your home and your possessions. Insurance against theft, fire, flood, storm, malicious damage, and more.


Contents Insurance

Cover for your possessions from theft and damage. Insure high-value items inside your home for their full replacement value, at no extra charge.

Not sure what type of home insurance you need?

> Compare home insurance policies now

You're better off with Coles

You can have confidence that a Coles Home Insurance policy gives you all the features you'd expect at a great price.

WFI insurance logo

Backed by experience

Coles Home Insurance is backed by WFI Insurance Limited, part of Insurance Australia Group, Australia’s largest insurance group, with more than 160 years of insurance experience.

Buy online and save

Online discount: Save 10% when you buy online or 15% for flybuys members.4

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Terms & conditions

1 Offer may be withdrawn at any time. Cannot be used with any other discounts or offers. New policies only. Discounts vary on renewal. Standard underwriting criteria applies. This discount offer may be withdrawn at any time. Full terms and conditions.

2 After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles Online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. Standard flybuys Terms and conditions apply.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

4 Online discount and online/flybuys discount are calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 206 kb).

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. See our comparison of policy types or read our Key Facts Sheet (KFS) which sets out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should read the Product Disclosure Statements (PDF, 447 kb) before deciding whether to acquire an insurance policy.

Combine Coles Insurance or Credit Card products to fast track your flybuys rewards.

Fast track my flybuys
an icon showing that you can earn faster flybuys points