To find out more about the impact of COVID-19 including changes to our contact centres click here.  


Car Insurance

Save 10% online~
Get a quote Find out more

Home Insurance

Save 25% online*
on Combined Home & Contents Insurance
Get a quote Find out more

Get your little red quote today

Covering every part of every day


Car Insurance

Hit the road knowing you're protected. With Coles Comprehensive Car Insurance, we've got you covered.

  • Accidental damage
  • Damage from storm, hail, fire and flood
  • Emergency repairs, towing and accomodation+



Home Insurance

Rest easy knowing your home is covered.


  • Excess free grocery replacement on all contents policies4
  • Cover from weather events including fire, floods, lightning and storm
  • Accidental breakage of glass on all building policies+



Landlord Insurance

Your investment is worth protecting.

  • Due to COVID-19, we are not offering new Landlord Insurance policies right now.

  • If you have an existing Coles Landlord Insurance policy, there’s no change to your current cover.


All brought to you by the supermarket trusted by Aussies
for over 100 years and backed by Australia’s largest insurer

Combine policies for faster points

So far we've given a total amount of $128,488,590 back to our customers with $10 off their Coles shop.
See how you can stack up your flybuys points faster than before by taking up one or more Coles Insurance policies.1

Select one product to get started:

  • image of the flybuys card flybuys
$10 off your Coles shop every 5 weeks3 If you spend $100 a week at Coles Supermarkets. Instantly take $10 off every time you redeem 2,000 flybuys points at the checkout.3 Find out more

Terms & conditions

~Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions.

*The 25% discount is made up of the 10% online discount and a 15% combined policy discount. Minimum premiums may apply. Online discount is calculated on & applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full Terms and Conditions, see our Special Offers.

+For full terms and conditions, see the Product Disclosure Statement.

1flybuys members collect 1 flybuys point for every dollar spent at Coles Supermarkets whenever they scan their flybuys card. flybuys members with Coles Insurance policies collect +1 extra point on each dollar spent at Coles Supermarkets for each policy whenever they scan their flybuys card. Maximum 1,000 extra points per policy per month. flybuys extra points are collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No extra points collected on any third party car insurance policies. No flybuys extra points will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. flybuys extra points are collected on transaction balance after savings and discounts excluding gift cards, iTunes cards, tobacco and tobacco related purchases. Coles Supermarkets means Coles Supermarkets and Coles online only.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets (excluding smoking/tobacco related products purchases and all gift cards).

4Frozen and refrigerated grocery loss coverage for loss or spoilage to frozen and refrigerated food up to the value of $500 caused by unforeseeable interruption of the public electricity supply to your home.

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.