Great value insurance and more. That's the Coles difference.

The Coles difference.

You have the option to take $10 off your Coles supermarket shop, instantly at the checkout every time you redeem 2,000 flybuys points.^

Purchase your policy online and save 10% automatically.*

Collect flybuys points faster when you shop at Coles.~

Why Coles Insurance?

Combine policies for faster points

So far we've given a total amount of $128,488,590 back to our customers with $10 off their Coles shop.
See how you can stack up your flybuys points faster than before by taking up one or more Coles Insurance policies.+

Select one product to get started:

  • image of the flybuys card flybuys
Get $10 off your Coles shop every 20 weeks^ If you spend $100 a week at Coles Supermarkets. Redeem 2,000 flybuys points at the checkout for $10 off.^ Find out more

Hear what Coles customers have to say

I saved $345 on my
2014 Hyundai i30~

Kerryn, 33, Bracken Ridge, QLD

Coles Comprehensive Car Insurance policy

I got great coverage at a great cost

John, 59, Ferntree Gully, VIC

Coles Comprehensive Car Insurance policy and Coles Home Insurance policy

I found Coles Insurance policies to be very flexible

Benjamin, 34, Crows Nest, NSW

Coles Comprehensive Car Insurance policy

Terms & conditions

#New policies only. Savings apply when switching a car insurance policy with comparable insured events. Other benefits of policies may differ. Any discounts ( discounts where applicable) are calculated and applied first. Offer may be withdrawn at any time. Full terms and conditions (PDF, 219 kb).

*Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 74kb).

+flybuys points only earned on eligible transactions. Eligible transactions are explained in the Coles Mastercard Loyalty Terms and Conditions. Eligible transactions exclude cash advances, BPAY payments, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers to your account. Standard flybuys Terms and Conditions apply, see

^2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards)

~Savings will depend on individual circumstances and coverage may vary between insurers.

1For contents policies only. Please refer to the PDS for exclusions, conditions and limits that apply.

Coles Car, Home and Landlord Insurance. Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461).

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.