Coles Insurance

The Coles difference.

You have the option to take $10 off your Coles supermarket shop, instantly at the checkout every time you redeem 2,000 flybuys points.^

Purchase your policy online and save 10% automatically.*

Collect flybuys points faster when you shop at Coles.#

Why Coles Insurance?

Combine policies for faster points

So far we've given a total amount of $128,488,590 back to our customers with $10 off their Coles shop.
See how you can stack up your flybuys points faster than before by taking up one or more Coles Insurance policies.#

Select one product to get started:

  • image of the flybuys card flybuys
Get $10 off your Coles shop every 20 weeks^ If you spend $100 a week at Coles Supermarkets. Redeem 2,000 flybuys points at the checkout for $10 off.^ Find out more

Hear what Coles customers have to say

I saved $392 on my
2014 Hyundai i30~

Kristine, 67, Thornleigh, NSW

Coles Comprehensive Car Insurance policy

I went online and had a look at the Coles price and it was considerably less~

Martyn, 54, Albany Creek, QLD

Coles Comprehensive Car Insurance policy

Coles Insurance backed by a big company so that gave me a feeling of comfort

Mark, 56, Winthrop, WA

Coles Comprehensive Car Insurance policy

Terms & conditions

*Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions.

+For full terms and conditions, see the Product Disclosure Statement.

^2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards)

#flybuys members collect 1 flybuys point for every dollar spent at Coles Supermarkets. flybuys members with Coles Insurance policies collect +1 EXTRA POINT on each dollar spent at Coles Supermarkets for each policy whenever they scan their flybuys card. Maximum 1,000 EXTRA POINTS per policy per month. flybuys EXTRA POINTS are collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No flybuys EXTRA POINTS will be collected for the month in which your policy terminates. No EXTRA POINTS collected on any third party car insurance policies. Standard flybuys Terms and Conditions apply. flybuys EXTRA POINTS are collected on transaction balance after savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BI-LO and Coles online only.

~Savings will depend on individual circumstances and coverage may vary between insurers.

1For contents policies only. Please refer to the PDS for exclusions, conditions and limits that apply.

Coles Car, Home and Landlord Insurance: Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681).

Coles Travel Insurance: Coles Travel Insurance is administered and arranged by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) (Cover-More) on behalf of the Insurer, Zurich Australian Insurance Limited (ABN 13 000 296 640, ASFL 232507). Coles Supermarkets Australia Pty Ltd is an authorised representative of Cover-More.

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.