Car insurance

Four choices of quality car insurance

Get a Little Red Quote today and find out how easy it is to switch.

Comprehensive

Comprehensive cover for your car. Insurance against collision damage, theft, damage to other people's property, and more.

Get a quote

Included
Cover for damage to your car
Included
Cover if your car is stolen
Included
Cover for damage to other people's cars and property
Included
Cover if your car is damaged by fire
Included
Damage caused by uninsured drivers
Included
Personal property cover
 Optional OPTIONAL -  roadside assistance
 Optional OPTIONAL- Car hire after accident and theft- up to 14 days and up to $50 per day
 Optional OPTIONAL - 1 excess-free windscreen claim

Third Party Fire & Theft

Save money and still be covered for many costly incidents. Includes $20 million legal liability cover.

Get a quote

Not Included Cover for damage to your car
Included Cover if your car is stolen
Included Cover for damage to other people's cars and property
Included Cover if your car is damaged by fire
Included Damage caused by uninsured drivers - up to $3000
Not Included Personal property cover
Optional
Optional roadside assistance
Not Included Car hire 
Not Included Windscreen cover
Not Included Taxi benefit

Comprehensive Plus

Everything included in our Comprehensive Car Insurance policy PLUS extra benefits.

Get a quote

Included
Cover for damage to your car
Included
Cover if your car is stolen
Included
Cover for damage to other people's cars and property
Included Cover if your car is damaged by fire
Included Damage caused by uninsured drivers
Included Personal property cover
Included Car hire after accident and theft - UNLIMITED days and up to $90 value per day
Included 1 excess-free windscreen claim
Included Taxi benefit - up to $250 per claim
Optional
OPTIONAL - roadside assistance

Third Party Damage 

Our most affordable policy. Insurance against damage to other cars and property, as well as damage to your car caused by uninsured drivers.

Get a quote

Not Included Cover for damage to your car
Not Included Cover if your car is stolen
Included Cover for damage to other people's cars and property
Not Included Cover if your car is damaged by fire
Included Damage caused by uninsured drivers up to $3000
Not Included Personal property cover
Optional
Optional roadside assistance
Not Included Car hire 
Not Included Windscreen cover
Not Included Taxi benefit

You're better off with Coles

You can have confidence that a Coles Car Insurance policy gives you all the features you'd expect at a great price.

WFI insurance logo

Backed by experience

Coles Car Insurance is backed by WFI Insurance Limited, part of Insurance Australia Group, Australia’s largest insurance group, with over 160 years of insurance experience. WFI Insurance Limited also has a national network of partnered repairers across Australia to give you peace of mind in terms of repair quality and service and currently handles more than 50,000 claims a year.

> Find out more about WFI Insurance Limited

"I saved $300 on my
1998 Toyota Prado"

Gavin, 37, Wandin North, VIC

Gavin, a Coles Car Insurance customer

Related articles

Top tips to keep your motor running

Read Top tips to keep your motor running

Cars are complicated machines, but you don’t have to be an expert to do some basic maintenance.

Read more

Road Trip Games for Kids Infograph

Read Road Trip Games for Kids Infograph

Heading off on a road trip with the kids this Summer? Here's some ideas to keep them entertained in the car.

Read more

Terms & conditions

New policies only. Subject to policy terms and conditions and no change to your circumstances (eg claims history of drivers, policy details or named drivers). For full offer terms & conditions, see financialservices.coles.com.au/pricefreeze. Standard underwriting criteria apply. Coles Financial Services Pty Ltd is an authorised representative of the issuer, WFI Insurance Limited (ABN 24 000 036 279) (AFSL 241461) and receives commission for each insurance policy sold and renewed. Consider the Product Disclosure Statement available here to see if it’s right for you.

* Savings only apply for first year of policy and apply to comparable comprehensive policies switched. Compared policies cover a comparable list of insured events. Other benefits may differ. Price beat guarantee available for a limited time and may be withdrawn at any time. Any discounts on your premium (inc. online and online/flybuys discount where applicable) are calculated and applied before application of price beat guarantee. Contact Coles Insurance call centre to check availability. Full terms and conditions (PDF, 219 kb).

1 After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles Online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply.

2 Online discount and online flybuys discount are calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 74kb).

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461) and receives a commission for each policy sold and renewed). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

Still unsure ? Compare car insurance options to find what's right for you.

Combine Coles Insurance or Credit Card products to fast track your flybuys rewards.

Fast track my flybuys
an icon showing that you can earn faster flybuys points