Instant $10

$10 off your Coles Supermarket shop1

Included Coles Insurance

Included Coles Credit Cards

Included Coles Personal Loan

As a Coles Insurance, Coles Credit Card or Coles Personal Loan customer you have the option to take $10 off your Coles Supermarket shop, instantly at the checkout, every time you redeem 2,000 flybuys points.

Save 10% when buy online*

Save more with online discounts

Included Coles Car Insurance

Included Coles Home Insurance (Building or Contents only)

Included Coles Landlord Insurance

Get your little red quote and save 10% if you purchase your policy online.*

Save 25% on your combined Home Building and Contents Insurance ^

Save on Home Insurance

Get 25% off when you purchase your combined Home Building & Contents policy online^


Collect flybuys EXTRA POINTS

Included Coles Comprehensive Car Insurance

Included Coles Home Insurance

Included Coles Landlord Insurance

With every Coles Comprehensive Car, Home or Landlord  Insurance policy you could earn 1 flybuys EXTRA POINT per $1 you spend at Coles (up to a maximum of 1,000 flybuys EXTRA POINTS per policy, per month). That’s up to 12,000 POINTS per policy, per year - or $60 of value.3

Enter your flybuys number when you sign up, or you can join during the purchase process.

free Coles online delivery when you spend over $100 on your Coles MasterCard on shop

Coles online free delivery for Coles Credit Card customers

Free delivery every time you spend $100 or more and pay with your Coles Credit Card at Coles online. Offer not available in remote areas.4

Price Beat Guarantee

Price Beat Guarantee

Offer withdrawn from market 1st August 2017.

Terms & conditions 

2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).

Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.  Full terms and conditions .

The 25% discount is made up of the 10% online discount and a 15% combined policy discount. Minimum premiums may apply. Online discount is calculated on & applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.Full terms and conditions .

3  After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. $60 based on 1,000 EXTRA POINTS per policy per month when you redeem 2,000 flybuys points for $10 off your Coles shop. Standard flybuys Terms and Conditions apply.

4 Receive free delivery each time you spend $100 or more with a Coles Mastercard at Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related purchases and remote delivery orders. To see if we deliver to your area, visit and enter your postcode. Normal delivery terms and conditions apply.

Coles Credit Cards: Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles may receive commission for the introduction of credit business to Citigroup.

Coles Car, Home and Landlord Insurance: Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681).

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.