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Why choose one of our policies?

Being a pawrent can be stressful, whether it's a sore paw or something more serious, our policies are designed to help you focus on your pet and not your wallet.

We've got you covered

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Terms & conditions

**Subject to approval. Terms and conditions, limits, exclusions and waiting periods apply. See the Product Disclosure Statement for full details.

Lifetime cover guaranteed provided a policy is purchased before your pet turns 9 and renewed each year without a break in cover.

^The One Month Free offer is available to customers who purchase a new Coles Pet Insurance policy between 30 April and 31 July 2020 (Offer Period) and keep the policy in force for at least the 21 day cooling off period. The One Month Free Offer will be applied proportionally as a discount across all first year premium payments only. Only customers that maintain their Coles Pet Insurance Policy will receive the full benefit of the Offer. The discount is applied during the quote process once the promotional code has been entered. For full terms and conditions click here.

1Multi Pet discount is calculated on and applied to your Coles Pet Insurance premium where multiple Pets are included on one policy.

2Healthy Pet Discount is calculated on and applied to your Coles Pet Insurance premium when your policy is renewed subject to any claims made.

Up to 100% of approved claim costs payed, less any relevant Excess, up to the annual limit unless the claim is subject to a sub-limit. See the Product Disclosure Statement for full details.

3 Waiting period is 21 days for most Accidental Injuries and Illnesses. A waiting period of 6 months applies for Cruciate Ligament Conditions. See the Product Disclosure Statement for full details.

4Claims must be submitted within one year of your pet receiving treatment. See the Product Disclosure Statement for full details.

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791) and receives a commission for each policy sold and renewed. Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.