flybuys Fast Track

Fast track your flybuys rewards with Coles Financial Services

Take up one or more Coles Insurance products or a Coles Credit Card to see your flybuys points stack up faster than ever before. The more products you have, the faster you collect, so why not put yourself on the path to bigger and better rewards?

How it works          See the products


Learn about our range of great products


Combine products to start fast tracking


Shop with flybuys partners to collect even faster!


Explore flybuys Fast Track…

Try different combinations of Coles Insurance or credit card products below to see how much faster you could collect flybuys points when you shop at Coles Supermarkets.

Select one to get started.

You could get $10 off every
20 weeks
when you spend $100 at Coles Supermarket

Every time you redeem 2,000 flybuys points**

How is this calculated for a $100 weekly Coles shop?

Select your Coles weekly shopping amount: - results shown above

  • Earn flybuys faster
  • Earn flybuys one and a half times faster
  • Earn flybuys two times faster
  • Earn flybuys two and a half times faster
  • Earn flybuys three times faster
  • Earn flybuys three and a half times faster
  • Earn flybuys four times faster
  • Earn flybuys four and a half times faster
  • you can earn flybuys 5 times faster
  • Earn rewards six times faster

Use a Coles Credit Card to shop with other flybuys partners and you’ll collect points even faster!

rewards mastercard with flames behind it

Coles Rewards Mastercard

The Coles Rewards Mastercard is the fastest way to collect flybuys points1. With a low annual fee you’ll collect points at three times the speed, and collect bigger and better rewards in no time.
Better yet, if you use your Coles Rewards Mastercard to shop with other flybuys partners, you’ll collect points even faster!

Find out more            

Coles Comprehensive Car Insurance

Switch to Coles Comprehensive Car Insurance for quality cover with all of the features you expect, and none of the hassle. With flybuys EXTRA POINTS^, you could also double your collecting speed whenever you shop at Coles Supermarkets and be on your way to earning bigger, better rewards… just like that.

Find out more       Get a quote

Earn rewards 2 times faster
Earn rewards 2 times faster

Coles Home Insurance

Choose one of our home insurance products designed to give you peace of mind, and with flybuys EXTRA POINTS^ collect points twice as fast on every shop at Coles Supermarkets. We’ll cover your home for fire, flood, storms, water damage, theft and more.

Find out more      Get a quote

Get started

Now you know everything there is to know about flybuys fast track, use our interactive tool to see how it works or apply straight away. We’re proud to help you speed down the road to bigger and better rewards.
Remember, if you use a Coles Credit Card when you shop with flybuys partners, you’ll collect points even faster!

Start fast tracking now!

Earn rewards six times faster

Terms & conditions

^ flybuys EXTRA POINTS are earned from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No flybuys EXTRA POINTS will be earned for the month in which your policy terminates. No EXTRA POINTS collected on any third party car insurance policies. Standard flybuys Terms and Conditions apply. flybuys EXTRA POINTS are earned on transaction balance after savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLO and Coles online only. Maximum 1,000 EXTRA POINTS per policy per month.

**2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards)

1 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions. Flybuys points are earned on Eligible Transaction as defined in the Coles Mastercard Rewards Terms and Conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges, transactions made using flybuys points and government related transactions. Whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. Standard flybuys Terms and Conditions apply, see Note that partners’ earn rates vary.

Coles Credit Cards. Coles is a registered trademark of Coles Supermarkets Australia Pty Ltd. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles may receive commission for the introduction of credit business to Citigroup.
Coles Car, Home and Landlord Insurance. Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681).

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.