Terms & conditions
^ Offer only available for new applicants who are approved for a Coles Credit Card between 7 October and 31 December 2015. 0% p.a. on purchases for 15 months applies from the date of card approval. Excludes cash advances and cash equivalents. After 15 months from the date of card approval, interest on purchases for the No Annual Fee and the Rewards MasterCards will be charged at 19.99% p.a. After 15 months from the date of card approval, interest on purchases for the Low Rate MasterCard will be charged at 12.99% p.a. Applications are subject to credit approval. Minimum payments required each month. Paying only the minimum monthly payments will not pay out the balance of your 15 months interest free purchases. Standard fees and charges are payable. Offer cannot be used in conjunction with any other offer and is not available when closing/transferring from another Coles Credit Card. Terms and conditions available here.
1 flybuys points awarded for using a Coles MasterCard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles MasterCard Loyalty Terms and Conditions (PDF, 277kb). Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary. To upgrade to a Coles MasterCard to collect flybuys points everywhere call 1300 306 397.
2 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).
3 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.
4 To receive interest free days on your everyday MasterCard purchases, you must pay your balance in full every month.
MasterCard® and the MasterCard brand mark are registered trademarks and PayPass is a trademark of MasterCard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.
5 The Nilson Report 2014, Issue 1036
Coles No Annual Fee MasterCard awarded 5 Stars by CANSTAR for outstanding value in 2014 based on General Rewards and Cash/Voucher Rewards with a $12,000 annual spend.