Account Cover Plus

Account Cover Plus

Account Cover Plus is optional insurance you can purchase for your Coles Credit Card. It helps you protect your eligible purchases and the premium is just 1% of the monthly closing balance (capped at $50).

Price Protection
Pays the price difference to your account if an eligible item purchased with your Coles Mastercard reduces in price at the same store within 24 months of purchase.1

Merchandise Protection
Pays the cost of repair or replacement if an eligible item purchased with your Coles Mastercard is lost, stolen or damaged within 6 months of purchase.1

Repayment Protection
Meets your monthly card payments if you lose your job unexpectedly or can’t work due to illness or injury.1

Pays out your card balance up to $50,000 in the event of your death, diagnosis of critical illness, or total and permanent disablement.**

Stolen Card
If your Coles Mastercard is stolen we’ll give you $200 just for the inconvenience.


How to apply

To apply for Account Cover Plus, please call 1800 800 230.
You can also purchase Account Cover Plus when applying online for your Coles Credit Card.

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Make a claim

If you already have Account Cover Plus on your Coles Credit Card and would like to make a claim, please contact us on 1800 800 230.

Terms & conditions

1 Terms, conditions and some exclusions apply. See the Account Cover Plus combined Product Disclosure Statement and Policy (PDS) and Financial Services Guide (FSG) for full details including details of limits that apply to the cover. Any advice on this page has been prepared without taking into account your own financial situation, needs and objectives. Before deciding whether to purchase this product, you should consider the appropriateness of any advice and whether the advice is right for you having regard to your objectives, financial situation and needs.  You should also obtain and consider the Combined FSG, PDS and Policy before deciding whether to purchase this product.

** The insurers are Hallmark Life Insurance Company Ltd. ABN 87 008 446 884 AFSL 243469 for Life Cover, including Critical Illness benefit and Accidental Death Cover, and Hallmark General Insurance Company Ltd. ABN 82 008 477 647 AFSL 243478 (Hallmark General) for Price Protection, Merchandise Protection, Stolen Card Cover, Disability Cover, Involuntary Unemployment Cover, Total and Permanent Disability benefit, Accidental Bodily Injury Cover and Extra Care Cover. Latitude Finance Australia AR 260525 is an authorised representative of Hallmark General.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.