Fast tracking - what is it?

Fast tracking - what is it?

Coles Financial Services 16th Feb 2016 in Financial services

flybuys points have long been an excellent way to get a few freebies or rewards off the back of your weekly shop.

But did you know, you can fast track your points and your next reward?

flybuys Fast Track is a way you can collect double, triple or even six times or more the number of points you would usually collect when you shop at your local Coles supermarket.

To fast track your points you can link your flybuys card with your Coles Insurance or Coles Credit Card products. Instead of every dollar you spend collecting one point, you could collect two, three, six times or even more points on each shop, depending on how many Coles Financial Services products you have.

Here’s how it works:

Double, triple or quadruple your points

If you take out one insurance product, as well as the point you get for spending $1 in store anyway, you’ll get an additional point – so, already you’ve doubled your points for the same spend!

The more insurance products you have, the more points you’ll get back, and the more you can fast track them.*

So for instance, based on a $100 weekly shop, if you have taken out one Coles Insurance product, you’ll get 100 extra points, if you take out two, you’ll get 200 extra points, and if you take out three, you’ll get 300 extra points.*

You’ll also fast track your points each time you use your Coles Credit Card. With the Coles No Annual Fee MasterCard you’ll collect 1 point for every $2 spent on eligible transactions anywhere or you can double your points with the Coles Rewards MasterCard, and get 2 points for every $1 you spend.**

So, the same $100 shop will get you an extra 50 points with the Coles No Annual Fee MasterCard and 200 points if you have the Coles Rewards MasterCard.

Fast track your points by combining your products

The more financial products you have with Coles, the more your points stack up. To collect an amazing six times the number of points, take out home, landlord and car insurance as well as a Coles Rewards MasterCard.

As each product gives you additional points when you shop and scan your flybuys card, you can earn your rewards quicker.

More ways to save

As well as increasing your flybuys points, taking out one or more Coles Insurance products will also save you money. Coles Insurance products already give you great value for money, and you’ll save 15% on your car, home or landlord insurance policy if you’re a flybuys member and purchase your policy online.#

Coles Credit Cards have also made things easier for you – your flybuys barcode is printed on the back of your credit card. This means you can save time at the checkout by just swiping your Coles Credit Card and scanning your flybuys barcode on the back. Plus, you’ll get free delivery on Coles online orders each time you spend $100 or more, after savings and discounts, and pay with your Coles MasterCard.^

See how much faster you could collect flybuys points with our flybuys Fast Track tool.

> Find out more


Terms & conditions

* flybuys members collect 1 flybuys point for every dollar spent at Coles Supermarkets. flybuys members with Coles Insurance policies collect +1 EXTRA POINT on each dollar spent at Coles Supermarkets for each policy whenever they scan their flybuys card. No EXTRA POINTS collected on any third party car insurance policies. Maximum 1,000 EXTRA POINTS per policy per month. flybuys EXTRA POINTS are collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No flybuys EXTRA POINTS will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. flybuys EXTRA POINTS are collected on transaction balance after savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BI-LO and Coles online only.

** flybuys points only earned on eligible transactions. Eligible transactions are explained in the Coles MasterCard Loyalty Terms and Conditions. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers to your account. Standard flybuys Terms and Conditions apply, see

^ Receive free delivery each time you spend $100 or more with a Coles MasterCard at Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related purchases and remote delivery orders. To see if we deliver to your area, visit and enter your postcode. Normal delivery terms and conditions apply.

# Online discount and online flybuys discount are calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 74kb).

Coles Credit Cards. Coles is a registered trademark of Coles Financial Services Pty Ltd. MasterCard® and the MasterCard brand mark are registered trademarks and PayPass is a trademark of MasterCard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.

Coles Car, Home and Landlord Insurance. Coles Financial Services Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461).

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available at to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.

Tags: flybuys flybuys points flybuys fast track