Designing simple, value-for-money financial services

Coles Financial Services brings everyday financial products such as insurance and credit cards to Australian families. At Coles, we’ve been delivering quality products and service for more than 100 years, and Coles Financial Services is backed by some of the biggest financial service providers in Australia.


Coles Insurance

We offer quality car, home and landlord  insurance at a great price, backed up with great customer service, hassle-free claims and rewards during the life of your cover.

Coles Car Insurance

A little red car icon for Coles Financial Services car insurance branding  

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Coles Home Insurance

  A little red house icon for Coles Financial Services house insurance branding

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Coles Landlord Insurance

  Little red house icon with 'for rent' sign representing Coles Landlord insurance

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Coles Mastercard and Coles Platinum Mastercard

an image of the Coles no annual fee mastercard image of Coles low rate mastercard image of Coles rewards mastercard

an image of the Coles no annual fee mastercard

Included Superior security and fraud protection

Included Up to 62 days interest free on purchases#

Included More points, more rewards, more often+*

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Terms & conditions

+ Customers who previously held a Source Mastercard with no annual fee do not earn flybuys points everywhere. To upgrade to a Coles Mastercard to earn flybuys points everywhere call 1300 306 397.

* flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles Mastercard Loyalty Terms and Conditions. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary.

# To receive interest free days on your everyday Mastercard purchases, you must pay your balance in full every month.

Mastercard® and the Mastercard brand mark are registered trademarks and PayPass is a trademark of Mastercard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.