Instant $10

$10 off your Coles Supermarket shop1

Included Coles Insurance

Included Coles Credit Cards

As a Coles Insurance or Coles Credit Card customer you have the option to take $10 off your Coles Supermarket shop, instantly at the checkout, every time you redeem 2,000 flybuys points.

Price Beat Guarantee

Price Beat Guarantee

Included Coles Car Insurance

If you’re 25 or over and switch from a comparable car insurance policy, we guarantee to beat your current price.2

Save 10% when buy online*

Save more with online discounts

Included Coles Car Insurance

Included Coles Home Insurance (Building or Contents only)

Included Coles Landlord Insurance

Get your little red quote and save 10% if you purchase your policy online.*

Save 25% on your combined Home Building and Contents Insurance ^

Save on Home Insurance

Get 25% off when you purchase your combined Home Building & Contents policy online^


Collect flybuys EXTRA POINTS

Included Coles Comprehensive Car Insurance

Included Coles Home Insurance

Included Coles Landlord Insurance

With every Coles Comprehensive Car, Home or Landlord  Insurance policy you could earn 1 flybuys EXTRA POINT per $1 you spend at Coles (up to a maximum of 1,000 flybuys EXTRA POINTS per policy, per month). That’s up to 12,000 POINTS per policy, per year - or $60 of value.3

Enter your flybuys number when you sign up, or you can join during the purchase process.

free Coles online delivery when you spend over $100 on your Coles MasterCard on shop

Coles online free delivery for Coles Credit Card customers

Free delivery every time you spend $100 or more and pay with your Coles Credit Card at Coles online. Offer not available in remote areas.4

Terms & conditions 

2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).

2 New policies only. Savings apply when switching a car insurance policy with comparable insured events. Other benefits of policies may differ. Any discounts (inc. online discounts where applicable) are calculated and applied first. Offer may be withdrawn at any time. Full terms and conditions (PDF, 219kb).  

Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.  Full terms and conditions (PDF, 121kb).

The 25% discount is made up of the 10% online discount and a 15% combined policy discount. Minimum premiums may apply. Online discount is calculated on & applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.Full terms and conditions (PDF 121kb).

3  After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles Online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. $60 based on 1,000 EXTRA POINTS per policy per month when you redeem 2,000 flybuys points for $10 off your Coles shop. Standard flybuys Terms and Conditions apply.

4 Receive free delivery each time you spend $100 or more with a Coles Mastercard at Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related purchases and remote delivery orders. To see if we deliver to your area, visit and enter your postcode. Normal delivery terms and conditions apply.

Coles Credit Cards: Mastercard® and the Mastercard brand mark are registered trademarks and PayPass is a trademark of Mastercard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.

Coles Car, Home and Landlord Insurance: Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461).

Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.