Terms & conditions
1 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).
2 New policies only. Savings apply when switching a car insurance policy with comparable insured events. Other benefits of policies may differ. Any discounts (inc.
online discounts where applicable) are calculated and applied first. Offer may be withdrawn at any time. Full terms and conditions (PDF, 219kb).
* Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions (PDF, 75kb).
^Online discount is calculated on & applied to your new Coles Combined Building and Contents Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time.
3 After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles Online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. $60 based on 1,000 EXTRA POINTS per policy per month when you redeem 2,000 flybuys points for $10 off your Coles shop. Standard flybuys Terms and Conditions apply.
4 Receive free delivery each time you spend $100 or more with a Coles MasterCard at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.
Coles Credit Cards: MasterCard® and the MasterCard brand mark are registered trademarks and PayPass is a trademark of MasterCard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.
Coles Car, Home and Landlord Insurance: Coles Supermarkets Australia Pty Ltd and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, WFI Insurance Limited (ABN 24 000 036 279 AFSL 241461).
Standard underwriting criteria apply. Coles receives commission for each insurance policy sold. Consider the Product Disclosure Statement and terms and conditions available here to see if it’s right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness.