Our Third Party Property Damage Insurance is great value. Here’s a few other ways you can reduce the cost of your car insurance premiums:
Choose to only cover drivers aged 25 and older (if you don't need to cover younger drivers).
Covering young drivers can cost more. That's why we make it easy for you to exclude cover for drivers under 25. Of course, it's important for you to know that if you have excluded drivers under 25 from your policy, you will not be covered for an at-fault claim where the driver of your car was under 25.
But don't worry - the policy has exceptions for times when your car is driven by professionals like parking attendants and mechanics who are under 25. Even if you choose to exclude drivers under 25 from your policy, you'll still be covered for those circumstances.
Please review the Product Disclosure Statement (PDF, 400kb) for all the details.
Choose a higher excess.
By choosing a higher excess, you may be able to reduce your insurance premium by hundreds of dollars every year.