Our Comprehensive Plus and Comprehensive policies are great value. Here’s a few extra ways you can reduce the cost of your car insurance:
Choose to only cover drivers aged 25 and older (if you don't need to cover younger drivers).
Covering young drivers can cost more. That's why we make it easy for you to exclude cover for drivers under 25. Of course, it's important for you to know that if you have excluded drivers under 25 from your policy, you will not be covered for an at-fault claim where the driver of your car was under 25.
But don't worry - the policy has exceptions for times when your car is driven by professionals like parking attendants and mechanics who are under 25. Even if you choose to exclude drivers under 25 from your policy, you'll still be covered for those circumstances.
Please review the Product Disclosure Statements for all the details.
Choose a higher excess.
By choosing a higher excess, you may be able to reduce your insurance premium by hundreds of dollars every year.
Don't pay for things you don't need.
Many insurance policies cover you for features you may never use, and these features are reflected in your premium. At Coles Insurance, our Comprehensive policy gives you the choice. Here's how:
Car hire is optional: If you have access to another car, you may not need the additional benefit of a hire car if your car is damaged or stolen.
Excess-free windscreen repair is optional: Fixing a windscreen often costs less than the typical excess. That's why we offer an option to waive the excess on one windscreen claim per year.
When you get a car insurance quote from Coles Insurance, you will see these options clearly spelled out for you, including the cost to include them.