Choose the car insurance policy that best suits your needs

Coles Car Insurance gives you options so you can choose the level of cover you need. Compare our policies below.


Included Compare and decide

 

Type of cover


Comprehensive


Get a quote Get a
quote

Third Party Fire and Theft 


Get a quote Get a quote

Third Party Property Damage


Get a quote Get a quote

An accident that is your fault

Damage to your car Included
Not Included Not Included
Damage to someone else's car/property Included

Included

Included
Towing and storage Included

Included 1

Not Included

An accident that is not your fault

Damage to your car Included Included 2 Included 2
Damage to someone else's car/property Included

Included

Included
Towing and storage Included

Included 1

Not Included

All over covers

Your car being stolen Included

Included

Not Included
Your car being damaged by fire Included Included Not Included
Your car being damaged in a flood or storm Included Not Included Not Included
Your car is maliciously damaged by someone else Included

Not Included

Not Included
1 excess-free windscreen claim Optional extra Not Included Not Included
Hire car - after accident (up to 14 days & up to $50 per day)
Optional extra Not Included Not Included
Hire car - after theft (up to 14 days & up to $50 per day)

Included

Not Included Not Included
New-for-new replacement Included
up to 24 months old
Not Included Not Included
Personal property cover

Included

Not Included Not Included
Grocery replacement

Included
up to $200

Not Included Not Included
Option to protect your rating 1/maximum no-claim discount

Included

Not Included Not Included
Ability to earn flybuys EXTRA POINTS

Included

Not Included Not Included
Save with online discounts Included Included
Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybuys points

Included 3

Included 3 Included 3

OR choose our highest level of cover with the added benefit of:

Comprehensive Plus


Get a quote Get a quote


 
1 excess-free windscreen claim Included    
Hire car - after accident Included    
Hire car - after theft Included  
New-for-new replacement Included
up to 36 months old
 
Taxi benefit Included
$250 per claim
 
Personal property cover Included
including mobile phone and GPS devices
 
Grocery replacement Included
up to $400
 

Terms & conditions

1 Insured events and damage caused by uninsured drivers.

2 Up to $3,000 when the accident is caused by an uninsured driver.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and receives a commission for each policy sold and renewed). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

Combine Coles Insurance or Credit Card products to fast track your flybuys rewards.

Fast track my flybuys
an icon showing that you can earn faster flybuys points