Choose the car insurance policy that best suits your needs

Coles Car Insurance gives you options so you can choose the level of cover you need. Compare our policies below.


Included Compare and decide

Type of cover


Comprehensive


Third Party Fire and Theft 


Third Party Property Damage


An accident that is your fault

Damage to your car Included
  Not Included   Not Included  
Damage to someone else's car/property Included Included Included  
Towing and storage Included Included 1 Not Included  

An accident that is not your fault

Damage to your car Included Included 2 Included 2  
Damage to someone else's car/property Included Included Included  
Towing and storage Included Included 1 Not Included  

All over covers

Your car being stolen Included Included Not Included  
Your car being damaged by fire Included Included Not Included  
Your car being damaged in a flood or storm Included Not Included Not Included  
Your car is maliciously damaged by someone else Included Not Included Not Included  
1 excess-free windscreen claim Optional extra Not Included Not Included  
Hire car - after accident (up to 14 days & up to $50 per day)
Optional extra Not Included Not Included  
Hire car - after theft (up to 14 days & up to $50 per day) Included Not Included Not Included  
New-for-new replacement Included 
up to 24 months old Not Included Not Included  
Personal property cover Included Not Included Not Included  
Grocery replacement Included
up to $200 Not Included Not Included  
Option to protect your rating 1/maximum no-claim discount Included Not Included Not Included  
Ability to earn flybuys EXTRA POINTS Included Not Included Not Included  
Save with online discounts Included Included
 
Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybuys points Included 3 Included 3 Included 3  

OR choose our highest level of cover with the added benefit of:

Comprehensive Plus



 
1 excess-free windscreen claim Included  
   
Hire car - after accident Included  
   
Hire car - after theft Included    
 
New-for-new replacement Included up to 36 months old  
 
Taxi benefit Included $250 per claim  
 
Personal property cover Included
including mobile phone and GPS devices  
 
Grocery replacement Included up to $400
 

Terms & conditions

1 Insured events and damage caused by uninsured drivers.

2 Up to $3,000 when the accident is caused by an uninsured driver.

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases, Coles Group gift cards and iTunes cards).

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and receives a commission for each policy sold and renewed). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

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