flybuys card

What is flybuys?

flybuys is Australia’s most popular loyalty program and the loyalty program for Coles Mastercard.

flybuys membership is free and your points never expire, providing you collect or redeem points at least once a year.

back of flybuys card

How does flybuys work on a Coles Mastercard?

As a Coles Mastercard customer you’re automatically signed up to flybuys if you weren’t already, so there’s no hassle.

Even better, your Coles Mastercard is also your flybuys card – so by scanning the flybuys barcode on the back of the card, you’ll maximise the points you collect. And, any eligible purchases made by an additional cardholder on your account will also collect flybuys points for the flybuys membership linked to the Coles Mastercard account.1

You’ll be able to view the flybuys points activity on your credit card either by checking out your monthly Coles Mastercard account statement or by logging into the Online Service Centre.

Get access to plenty of perks

Coles Rewards MasterCard

Coles Rewards MasterCard

Ready to be rewarded?

Apply for a Coles Rewards Mastercard now and start earning 2 points per $1 on eligible spend today.1

Ready to be rewarded?

Apply for a Coles Rewards Mastercard now and start earning 2 points per $1 on eligible spend today.1

Terms & conditions

1 flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions. An eligible spend is an Eligible Transaction as defined in the Coles Mastercard Rewards Terms and Conditions www.coles.com.au/rewards-mastercard/terms-conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges, transactions made using flybuys points and government related transactions. Whether or not a transaction is an Eligible Transaction will be determined based on information provided either by the merchant or the relevant financial institution. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary.

2 Velocity Frequent Flyer members must link their Velocity membership to their flybuys household to enable the transfer of their flybuys points to Velocity Points. Linked households may transfer a minimum of 2,000 flybuys points (equivalent to 870 Velocity Frequent Flyer Points) per redemption and a maximum of 138,000 flybuys points (equivalent to 60,030 Velocity Frequent Flyer Points) for Velocity Frequent Flyer Points per household, per calendar year. flybuys points can only be transferred in increments of 2,000. Visit at flybuys.com.au to transfer flybuys points. flybuys points transferred for Velocity Frequent Flyer points will be credited to the linked Velocity accounts. Standard flybuys Terms and Conditions apply to the collection of flybuys points available at flybuys.com.au/about/#/flybuys-terms-and-conditions. Standard Velocity Frequent Flyer Terms and Conditions available at velocityfrequentflyer.com/content/TermsConditions apply once points are transferred to Velocity Frequent Flyer. To earn and redeem Velocity Points you must be a Velocity member. Velocity membership and Points earn and redemption are subject to the Terms and Conditions, as amended from time to time. flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition.

This material has been prepared by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and not Velocity Frequent Flyer. Velocity does not hold an Australian Credit Licence and is not the licensee in relation to the credit activity being engaged in be Citigroup who is the credit licensee.

3 Spend excludes tobacco and tobacco related products, charity donations and gift card purchases.

4 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles may receive commission for the introduction of credit business to Citigroup.