Account Cover Plus
Account Cover Plus is optional insurance you can purchase for your Coles Credit Card. It helps you protect your eligible purchases and the premium is just 1% of the monthly closing balance (capped at $50).
Pays the price difference to your account if an eligible item purchased with your Coles Mastercard reduces in price at the same store within 24 months of purchase.1
Pays the cost of repair or replacement if an eligible item purchased with your Coles Mastercard is lost, stolen or damaged within 6 months of purchase.1
Meets your monthly card payments if you lose your job unexpectedly or can’t work due to illness or injury.1
Pays out your card balance up to $50,000 in the event of your death, diagnosis of critical illness, or total and permanent disablement.**
If your Coles Mastercard is stolen we’ll give you $200 just for the inconvenience.
How to apply
To apply for Account Cover Plus, please call 1800 800 230.
You can also purchase Account Cover Plus when applying online for your Coles Credit Card.
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Make a claim
If you already have Account Cover Plus on your Coles Credit Card and would like to make a claim, please contact us on 1800 800 230.