Designing simple, value-for-money financial services

Coles Financial Services brings everyday financial products such as insurance and credit cards to Australian families. At Coles, we’ve been delivering quality products and service for more than 100 years, and Coles Financial Services is backed by some of the biggest financial service providers in Australia.


Coles Insurance

We offer quality car, home and landlord  insurance at a great price, backed up with great customer service, hassle-free claims and rewards during the life of your cover.

Coles Car Insurance

A little red car icon for Coles Financial Services car insurance branding  

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Coles Home Insurance

  A little red house icon for Coles Financial Services house insurance branding

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Coles Landlord Insurance

  Little red house icon with 'for rent' sign representing Coles Landlord insurance

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Coles Mastercard

an image of the Coles no annual fee mastercard image of Coles low rate mastercard image of Coles rewards mastercard

Included Security and fraud protection

Included More points, more rewards, more often*

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Terms & conditions

* flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the flybuys terms and conditions. For No Annual Fee and Rewards credit cards, points are earned on Eligible Transactions. For the Low Rate credit card, points are earned on Coles Spend. Both Eligible Transactions and Coles Spend are defined in www.coles.com.au/rewards-mastercard/terms-conditions. For the avoidance of doubt Low Rate Card purchases at Coles Supermarkets will earn points. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles may receive commission for the introduction of credit business to Citigroup.